Cost of Living in Melbourne, Sydney & Brisbane 2026: Complete Budget Guide
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Cost of Living in Melbourne, Sydney & Brisbane 2026: Complete Budget Guide

F
First Migration Service
29 December 2025
10 min read
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Planning your move to Australia? Understanding the real cost of living is essential for budgeting your new life. This comprehensive guide breaks down expenses across Australia's three largest cities - Sydney, Melbourne, and Brisbane - so you can plan with confidence.

Quick Cost Comparison (Weekly)

ExpenseSydneyMelbourneBrisbane
Shared room$280-380$220-320$200-280
1-bedroom apartment$500-700$400-550$350-480
Groceries (single)$100-140$90-120$80-110
Public transport$40-60$35-50$35-50
Utilities (share)$30-50$35-55$25-40
Mobile phone$20-40$20-40$20-40
Entertainment$50-100$50-100$40-80
TOTAL (shared room)$520-770$450-685$400-600

Note: Costs are estimates based on 2024-2025 data. Individual experiences may vary based on lifestyle and location within each city.

Sydney: Australia's Most Expensive City

Sydney consistently ranks as Australia's most expensive city and one of the most expensive globally. However, higher wages often offset the increased costs.

Accommodation

Sydney's housing costs are the highest in Australia.

Accommodation TypeWeekly RentBond Required
Shared room (inner suburbs)$300-4002 weeks rent
Shared room (outer suburbs)$220-3002 weeks rent
Studio apartment (inner)$450-6004 weeks rent
1-bedroom apartment (inner)$550-7504 weeks rent
1-bedroom (outer suburbs)$400-5004 weeks rent
2-bedroom to share$700-1,0004 weeks rent

Affordable suburbs for newcomers:

  • Inner west: Marrickville, Dulwich Hill, Ashfield
  • South: Mascot, Rockdale, Hurstville
  • West: Parramatta, Strathfield, Auburn
  • North: Chatswood (convenient but pricey)

Groceries & Food

ItemTypical Cost
Milk (1 litre)$1.80-2.50
Bread (loaf)$2.50-4.50
Rice (1kg)$2.50-4.00
Chicken breast (1kg)$10-14
Eggs (12)$5-8
Bananas (1kg)$3-5
Coffee (café)$4.50-6.00
Lunch (casual)$15-22
Dinner (restaurant)$25-45
Weekly groceries (single)$100-140

Money-saving tips:

  • Shop at Aldi or Costco for lower prices
  • Asian grocers in Eastwood, Cabramatta, and Burwood offer great value
  • Harris Farm Markets for fresh produce at market prices
  • $10-15 lunch specials are common in CBD food courts

Transport

Sydney uses the Opal card for all public transport.

Transport TypeCost
Opal single trip (train, varies by distance)$3.50-8.00
Opal weekly cap$50 (travel all week)
Opal daily cap$17.80 (adult)
Student/concession daily cap$8.90
Monthly transport (typical)$160-240

Sydney transport tips:

  • Opal caps mean unlimited weekend travel for $8.90
  • Off-peak discounts (30%) apply outside rush hours
  • Ferries are scenic but count toward your cap
  • Light rail is included in Opal

Utilities

UtilityMonthly Cost (per person in share house)
Electricity$50-80
Gas$20-40
WaterUsually included in rent
Internet (shared)$15-25
Total utilities$85-145

Melbourne: The Cultural Capital

Melbourne is slightly more affordable than Sydney, with a strong café culture and excellent public transport.

Accommodation

Accommodation TypeWeekly RentBond Required
Shared room (inner suburbs)$250-3501 month rent
Shared room (outer suburbs)$180-2501 month rent
Studio apartment (inner)$380-5001 month rent
1-bedroom apartment (inner)$450-6001 month rent
1-bedroom (outer suburbs)$350-4501 month rent
2-bedroom to share$550-8001 month rent

Affordable suburbs for newcomers:

  • North: Brunswick, Coburg, Preston (trendy, affordable)
  • West: Footscray, Sunshine, Seddon (multicultural, cheap)
  • Southeast: Clayton, Caulfield (near Monash University)
  • East: Box Hill, Glen Waverley (Asian community, good transport)

Groceries & Food

ItemTypical Cost
Milk (1 litre)$1.70-2.40
Bread (loaf)$2.50-4.00
Rice (1kg)$2.50-4.00
Chicken breast (1kg)$10-13
Eggs (12)$5-7
Bananas (1kg)$3-5
Coffee (café)$4.00-5.50
Lunch (casual)$14-20
Dinner (restaurant)$22-40
Weekly groceries (single)$90-120

Money-saving tips:

  • Queen Victoria Market for fresh produce (especially Wednesday bargains)
  • Footscray Market for affordable Asian groceries
  • $12-18 lunch specials in CBD and inner suburbs
  • Aldi and Costco for budget shopping

Transport

Melbourne uses the Myki card for all public transport.

Transport TypeCost
Myki Money (2-hour fare, Zone 1+2)$5.30
Myki daily cap (full fare)$10.60
Myki weekly cap (full fare)$53.00
Student/concession daily cap$5.30
Monthly transport (typical)$140-210

Melbourne transport tips:

  • Free Tram Zone covers the entire CBD - save on short trips
  • Myki Pass offers better value for regular travellers
  • Trains run frequently to suburbs
  • Night Network runs 24/7 on weekends

Utilities

UtilityMonthly Cost (per person in share house)
Electricity$55-90
Gas (heating is common)$30-60
WaterUsually included in rent
Internet (shared)$15-25
Total utilities$100-175

Melbourne's colder winters mean higher heating costs than Sydney or Brisbane.


Brisbane: The Affordable Sunshine City

Brisbane offers the best value among the three cities, with warm weather and a growing economy.

Accommodation

Accommodation TypeWeekly RentBond Required
Shared room (inner suburbs)$200-2804 weeks rent
Shared room (outer suburbs)$160-2204 weeks rent
Studio apartment (inner)$320-4204 weeks rent
1-bedroom apartment (inner)$380-5004 weeks rent
1-bedroom (outer suburbs)$300-4004 weeks rent
2-bedroom to share$480-6504 weeks rent

Affordable suburbs for newcomers:

  • Inner north: Kelvin Grove, Herston (near QUT)
  • West: Toowong, St Lucia (near UQ)
  • South: South Brisbane, Woolloongabba
  • Outer: Sunnybank, Eight Mile Plains (Asian community)

Groceries & Food

ItemTypical Cost
Milk (1 litre)$1.60-2.30
Bread (loaf)$2.50-3.80
Rice (1kg)$2.50-3.80
Chicken breast (1kg)$9-12
Eggs (12)$5-7
Bananas (1kg)$2.50-4.50
Coffee (café)$4.00-5.00
Lunch (casual)$12-18
Dinner (restaurant)$20-35
Weekly groceries (single)$80-110

Money-saving tips:

  • Rocklea Markets for wholesale produce prices
  • Sunnybank for affordable Asian groceries and food
  • South Bank has free entertainment and cultural events
  • Many outdoor activities are free - beaches, parks, hiking

Transport

Brisbane uses the Go Card for all public transport.

Transport TypeCost
Go Card single trip (varies by zones)$3.40-6.80
Go Card daily cap$10.00
Go Card weekly (8 journeys = 50% off)Variable
Student/concession fares~50% discount
Monthly transport (typical)$120-180

Brisbane transport tips:

  • Free CityHopper ferry runs along the Brisbane River
  • Go Card gives 30% off compared to paper tickets
  • After 8 journeys per week, you get 50% off remaining trips
  • Driving is more common than in Sydney/Melbourne

Utilities

UtilityMonthly Cost (per person in share house)
Electricity (air conditioning!)$50-80
Gas$15-30
WaterUsually included in rent
Internet (shared)$15-25
Total utilities$80-135

Brisbane's warm climate means air conditioning costs in summer but minimal heating in winter.


Monthly Budget Examples

Single Person on a Tight Budget

ExpenseSydneyMelbourneBrisbane
Shared room$1,200$1,000$880
Groceries$400$360$320
Transport$180$160$140
Utilities$100$120$90
Mobile phone$30$30$30
Entertainment$150$150$120
TOTAL$2,060$1,820$1,580

Single Person (Comfortable)

ExpenseSydneyMelbourneBrisbane
1-bedroom apartment$2,400$2,000$1,600
Groceries$500$450$400
Transport$200$180$160
Utilities$150$180$130
Mobile phone$50$50$50
Entertainment$300$300$250
TOTAL$3,600$3,160$2,590

Couple (Comfortable)

ExpenseSydneyMelbourneBrisbane
2-bedroom apartment$3,200$2,600$2,200
Groceries$700$600$520
Transport (x2)$350$300$260
Utilities$200$240$180
Mobile phones (x2)$80$80$80
Entertainment$400$400$350
TOTAL$4,930$4,220$3,590

Minimum Wage & Earning Potential

Understanding wages helps put costs in perspective.

Wage TypeAmount (2024-25)
National minimum wage$24.10/hour
Casual loading (+25%)$30.13/hour
Part-time (20 hrs/week)~$2,080/month
Full-time minimum~$4,170/month

International students can work up to 48 hours per fortnight during term time and unlimited hours during breaks.

Common Student/Newcomer Jobs

Job TypeTypical Hourly Rate
Café/restaurant$25-32
Retail$25-30
Warehouse$28-35
Cleaning$28-35
Tutoring$30-60
Delivery (Uber Eats etc.)$15-25 (variable)

Money-Saving Tips for All Cities

Groceries

  • Shop at Aldi - consistently lowest prices
  • Buy store brands at Coles and Woolworths
  • Use cashback apps like Shopback
  • Check Ozbargain.com.au for deals
  • Buy in bulk at Costco if you have storage

Accommodation

  • Live further out - rent drops significantly outside inner suburbs
  • Share with more people - 4-person shares are cheapest per person
  • Consider homestays - includes meals and utilities
  • Look for bills-included rentals to simplify budgeting

Transport

  • Walk and cycle when possible
  • Use transport caps - plan trips to maximise savings
  • Buy a used bicycle - many cities are bike-friendly
  • Carpool or rideshare for distant destinations

Entertainment

  • Free events - each city has free festivals, markets, and outdoor activities
  • Student discounts - always ask, many venues offer 10-20% off
  • Happy hour - bars and restaurants offer discounted drinks 4-7pm
  • Library membership - free access to books, movies, and events

Which City Should You Choose?

If You Want...Choose
Highest earning potentialSydney
Best café culture & artsMelbourne
Best weather & affordabilityBrisbane
Strong job marketSydney or Melbourne
Outdoor lifestyleBrisbane
Most savings on same wageBrisbane

How First Migration Can Help

Understanding the cost of living is just one part of planning your Australian journey. At First Migration Service Centre, we help you navigate your visa options to make your move to Australia a reality:

  • Student visa applications
  • Skilled migration pathways
  • Working holiday visa advice
  • Partner and family visas

Ready to start your Australian journey? We invite you to submit a free visa assessment so we can understand your situation and provide tailored advice.

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